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Look for visible signs like missing or cracked shingles, sagging areas, or water stains on your ceiling. After a storm, check for granules in gutters or dents on metal components. If you're unsure, it's best to have a professional inspection.
It depends on the extent of the damage—small, isolated issues can often be repaired, while widespread or recurring problems may require a full replacement. A professional inspection can help determine the most cost-effective solution.
Yes, roof damage isn’t always visible from the inside—missing shingles, lifted flashing, or hail dents can exist without causing immediate leaks. Undetected damage can lead to bigger issues over time, so an inspection is still a smart move.
No, it’s best to file a claim as soon as you notice damage—waiting could lead to further issues and may hurt your chances with insurance. Most policies also have time limits for reporting damage. If you've been impacted by a storm your agent can help you with next steps!
You can request a reinspection, provide additional documentation, or hire a public adjuster to help dispute the decision. Most denials or underpayments can be successfully challenged with the right support.
An asphalt shingle roof typically lasts 20–30 years, depending on the quality of the shingles, installation, and local weather conditions. Anomalies like hail, wind, or flying debris may cause damage requiring immediate attention. Regular maintenance can help extend its lifespan.
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